Fast, flexible financing to purchase and renovate investment properties. Up to 90% LTC. Close in 7–10 business days. No income verification required.
A fix and flip loan is a short-term, asset-based loan used by real estate investors to purchase distressed properties, fund renovations, and resell for profit. Unlike traditional mortgages, fix and flip loans are based primarily on the property's value — not your personal income or credit score.
AGS Lending Partners brokers fix and flip loans with fast closings, flexible underwriting, and competitive rates. Whether you're a first-time flipper or an experienced investor scaling your portfolio, we find the right loan for your deal.
Our fix and flip loans are business purpose loans only — designed for investment properties, not owner-occupied homes.
We broker fix and flip loans for investors in major markets across the country
AGS Lending Partners can close fix and flip loans in as little as 7–10 business days for well-prepared borrowers. Having your property information, proof of assets, and exit strategy ready speeds up the process significantly.
No. Fix and flip loans are asset-based, business purpose loans. We evaluate the property value and your exit strategy — not your personal W-2 income or tax returns. Self-employed investors and those with complex income qualify easily.
We work with borrowers with a minimum 600 credit score. Borrowers with 650+ receive standard pricing. Experience in real estate investing is preferred but not required.
Yes — our 100% Fix & Flip program finances up to 100% of purchase and rehab costs for qualified borrowers, subject to a 70% ARV cap. Standard fix and flip loans go up to 90% LTC / 75% ARV.
Yes. All of our fix and flip loans are business purpose loans. We accept applications from LLCs, corporations, and other entities — in fact, we encourage borrowers to use a business entity for liability protection.
We serve investors in Texas, Florida, Georgia, North Carolina, Tennessee, and additional markets. Contact us to confirm availability in your target market.
Apply online or call us now. We respond within 24 hours and can close in as little as 7–10 business days.