Fast Funding for Real Estate Investors

Fix & Flip • DSCR • Bridge • Construction Loans

AGS Lending Partners is a business purpose loan brokerage connecting real estate investors with flexible financing solutions. Close in as little as 7–10 business days. Serving investors across Texas, Florida, Georgia, and more.

Close in 7–10 Days

Our streamlined process means real estate investors get funded fast — no bank delays or endless paperwork.

Competitive Rates

DSCR rental loans from 6.75%. Fix & flip loans from 9.99%. No income verification required on many programs.

Business Purpose Specialists

We specialize exclusively in business purpose loans for real estate investors — not owner-occupied mortgages.

Up to 90% LTC

Finance up to 90% of total project costs on fix & flip and construction loans. Maximize your leverage.

Real Estate Investor Loan Programs

Business purpose financing solutions for every stage of your real estate investment strategy

Fix & Flip Loans

Short-term hard money loans designed for real estate investors who purchase distressed properties, renovate them, and sell for profit. Finance up to 90% of purchase and rehab costs with no income verification required.

  • Up to 90% LTC / 75% ARV
  • Rates from 9.99%
  • Loan amounts: $50K – $5M
  • Terms up to 24 months
  • Interest-only payments
  • No prepayment penalties
  • Experience preferred, not required
Apply for Fix & Flip Learn More →

DSCR Rental Loans — No Income Verification

DSCR (Debt Service Coverage Ratio) loans are the top choice for real estate investors building a rental portfolio. Qualification is based on the property's rental income — not your personal W-2 or tax returns. Ideal for landlords, buy-and-hold investors, and anyone with complex income.

  • Up to 80% LTV
  • Rates from 6.75%
  • Loan amounts: $100K – $5M
  • Terms up to 30 years
  • No income verification — qualify on rent
  • Single family, multi-family, short-term rentals
  • LLC and entity vesting accepted
Apply for DSCR Loan Learn More →

Bridge Loans for Real Estate Investors

Bridge loans provide short-term capital to help real estate investors move quickly on opportunities — before a property sale closes, before refinancing is complete, or while waiting on long-term financing. Don't lose a deal because funding is slow.

  • Fast, flexible short-term financing
  • Close in as little as 7–10 business days
  • Loan amounts: $100K – $5M
  • Interest-only payment options
  • Property-value-based underwriting
  • Used for acquisitions, stabilization, repositioning
Apply for Bridge Loan Learn More →

Ground-Up Construction Loans

Finance new construction projects from the ground up. Our construction loans are designed for real estate developers and builders who need capital for spec homes, investment builds, and development projects. Virtual draws available — no inspector required on every draw.

  • Up to 90% LTC / 70% ARV
  • Rates from 10.99%
  • Loan amounts: $150K – $10M
  • Terms up to 24 months
  • Virtual draws available
  • Single family and multi-unit projects
Apply for Construction Loan Learn More →

Real Estate Investor Loan Calculator

Estimate your loan amount and monthly payments across all our investor loan programs

Loan Summary

Purchase Price:
Rehab / Construction Cost:
Total Project Cost:
Loan Amount:
Interest Rate:
Loan Term:
Payment Type:
Monthly Payment:

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Investor Loan Markets We Serve

AGS Lending Partners provides business purpose real estate loans across multiple high-growth markets

Texas

Houston
Dallas
Austin
San Antonio
Fort Worth
El Paso
Corpus Christi
San Marcos

Florida

Miami
Orlando
Tampa
Jacksonville

Georgia

Atlanta
Savannah

North Carolina

Charlotte
Raleigh
Durham

Tennessee

Nashville
Knoxville

Additional markets available. Contact us for a full list of eligible states and cities.

How to Get Your Investment Loan Funded

Our simple, streamlined process gets real estate investors funded in as little as 7–10 business days

1

Apply Online

Complete our quick online application with your personal and property details. Takes less than 5 minutes.

2

Submit Documents

Provide proof of assets, property information, and your exit strategy. No tax returns required on most programs.

3

Property Evaluation

We evaluate the property's value and potential — not just your personal financials. Asset-based underwriting.

4

Loan Approval

Receive your approval and terms. We work fast so you never lose a deal due to slow financing.

5

Close & Fund

Close your loan and get your investment property funded. Start your project and grow your portfolio.

What Real Estate Investors Say About AGS Lending

Real success stories from investors who used our fix & flip, DSCR, bridge, and construction loans

"AGS Lending's 100% financing program was a game-changer for my fix and flip business. I was able to take on multiple projects without tying up my capital."

Michael R.
Fix & Flip Investor — Dallas, TX

"The application was straightforward and their team was incredibly responsive. I closed my bridge loan in just 8 days and secured a great off-market property."

Sarah T.
Real Estate Investor — Atlanta, GA

"I used their DSCR rental loan program — no W-2s, no tax returns. They qualify based on the property's income. I closed on my third rental in 30-year fixed financing with no hassle."

David L.
Rental Portfolio Investor — Miami, FL

Why Real Estate Investors Choose AGS Lending Partners

We are a business purpose loan brokerage — we work for you, not the bank

Access to Multiple Lenders

As a brokerage, we shop your loan across our network of private lenders to find you the best rates and terms for your specific deal.

Investor-Focused Expertise

Our team has decades of combined experience in real estate investing and lending. We speak your language and understand your strategy.

Minimal Documentation

No income verification on most programs. No tax returns. No W-2s. Qualify based on the property and your exit strategy.

Business Purpose Only

All our loans are for investment properties — not owner-occupied homes. We are fully focused on serving real estate investors.

Ready to Fund Your Next Investment Property?

Apply now and get a quote from AGS Lending Partners — fast closings, flexible terms, real estate investor loans

Get Started Today

Tell us about your deal and we'll match you with the right loan program. Our team responds within 24 hours.

  • Fix & Flip Loans — up to 90% LTC
  • DSCR Rental Loans — no W-2 required
  • Bridge Loans — close in 7–10 days
  • Construction Loans — up to 90% LTC

Call or Text: (888) 389-5122

Email: info@agslending.com

Address: 9896 Bissonnet Street, Suite 131, Houston, TX 77036

By submitting this form you agree to be contacted by AGS Lending Partners regarding your loan inquiry. All loans subject to approval. Business purpose loans only — not for owner-occupied properties.