Don't lose a deal because your financing is slow. Bridge loans give you fast, flexible capital to move when opportunity strikes — close in as little as 7–10 business days.
A bridge loan is a short-term real estate loan that "bridges" the gap between an immediate financing need and a longer-term solution. Real estate investors use bridge loans to move quickly on time-sensitive opportunities without waiting for traditional bank financing.
Bridge loans are asset-based — the loan is secured by the property value, not the borrower's income. This allows for fast closings, flexible terms, and approval for borrowers who don't qualify for conventional financing.
Common bridge loan terms range from 6 to 24 months with interest-only payment options to keep monthly costs low while you execute your strategy.
Bridge loans solve real problems that traditional financing can't handle fast enough
Win off-market deals and auctions where sellers need fast closings. Move in 7–10 days while competitors wait weeks for bank approval.
Bridge the gap while waiting for your long-term DSCR or conventional refinance to close. Don't let slow processes hold up your capital.
Fund the purchase and stabilization of a property before it qualifies for permanent financing. Improve occupancy, then refinance.
Use a bridge loan to acquire a replacement property on time during a 1031 exchange when the timing of your sale and purchase don't align.
Purchase or reposition commercial properties — retail, office, mixed-use — before placing permanent commercial financing.
Already sold one property and need to close the next one before settlement? Bridge loans solve the gap.
For well-prepared borrowers with a clear property and exit strategy, we can close bridge loans in 7–10 business days. Have your property info, entity docs, and exit plan ready to move fastest.
Your exit strategy is how you'll repay the bridge loan — typically through a sale, refinance, or long-term financing. Lenders want to see a clear, realistic plan. Common exits: property sale, DSCR refinance, or conventional mortgage.
Most bridge loan programs are asset-based and do not require W-2s or tax returns. Underwriting focuses on the property value, your equity position, and your exit strategy.
We bridge single family, multi-family (2–8 units and larger), mixed-use, and some commercial properties. Contact us to discuss your specific property type and situation.
Don't lose the deal. Apply now and our team will respond within 24 hours.