Referral Partner Program

Send a Deal. Get Paid.

Three tiers. Real money. Paid the week of close. Our AI keeps cost-per-loan low, so we share that margin with the partners who send us deals.

Apply as a Partner → See the Tiers
$1,500
Max Tier 1 flat fee
100 bps
Top AGS Sales Rep split
Week 1
Paid after close
We pay real estate professionals who send qualified deals
Three-tier program

Pick the lane that fits how you work.

You don't need a license, an office, or a sales quota. Just a deal that pencils.

Tier 1

Referral Partners

$500–$1,500
Flat fee per funded deal

Send us a name and a number. We take it from there. No minimum volume, no monthly quota, no follow-up.

  • Send a name + number
  • Paid the week of close
  • No minimums, no quotas
  • No follow-up work required
Best fit if you: bump into investors casually — contractors, agents, title reps, accountants who hear about deals but don't want to run them.
Most Popular
Tier 2

Lazy Partners

25–50 bps
Per funded deal

You send qualified deals — borrower, property, financials. We close them. No desk, no overhead, no W-2.

  • Higher per-deal payout than Tier 1
  • No minimum required
  • You stay independent — no AGS branding required
  • Top performers naturally upgrade to Tier 3
Best fit if you: already source deal flow — wholesalers, brokers, hard money LOs at other shops, REI groups with a steady pipeline.
Tier 3

AGS Sales Reps

60–100 bps
Per funded deal (split)

You bring the relationships and the conversations. AI + AGS handle pricing, underwriting, and processing. You don't need lending experience — you need to be a great communicator.

  • Your own AGS landing page at agslending.com/rep/your-name
  • Highest split — top of market
  • No lending experience required — AI + AGS handle the loan-officer work
  • AGS branding on emails, signatures, deal desk
  • Minimum monthly volume + SOP adherence required
Best fit if you: have a network of real estate investors (or know how to build one), want institutional backing — AGS brand, AI, capital relationships — and you'd rather sell deals than fill out underwriting checklists.
👀 See a sample landing page →
How it works

Three steps. That's it.

01

Apply

60-second form below. We respond within one business day, usually faster.

02

Send the deal

Email, text, phone, or our submission portal. Tier 1 only needs a name + number.

03

Get paid

When the deal funds, we wire your fee or commission the week of close. No invoice chasing.

Why AGS pays more

Hard math, not handshakes.

Our AI handles 70–80% of the loan lifecycle. That keeps cost-per-loan low. We share that margin with the partners who send us deals.

Lower cost-per-loan

No call centers, no junior LOs chasing leads. AI screens, drafts, follows up. Humans show up for the judgment calls.

Higher payouts to partners

Cheaper to close means more margin to share. Top Tier 3 reps earn 60–100 bps — well above the 30–50 bps that's typical at warehouse-funded brokerages.

Paid the week of close

Not net-30, not "when the wire clears." Week of close. Reliable. Predictable.

You stay independent

No AGS-branded gear. No quotas in Tier 1. No client poaching — your borrower stays your borrower for repeat deals.

Become a partner

It's free to apply. It takes 60 seconds.

We'll reach out within one business day to lock down which tier fits and walk you through the deal-submission flow.

No spam. We respond personally — usually same business day.